Home Affordability Calculator

Find the maximum home price based on your income, debts and down payment.

Annual gross income ($)

Monthly debts ($)

Down payment available ($)

Interest rate (%)

Term (years)

Property tax (% per year)

Homeowners insurance ($ per year)

Monthly HOA ($)

Max for housing (% of income)

Max for all debts (%)

Important: this information is educational, not financial, legal or tax advice. Results are estimates and do not guarantee approval or rates. We are not a lender or mortgage broker. Confirm current rules with a licensed lender.