Mortgage Refinance Calculator

Compare your current payment with a new one and see how many months it takes to recover the costs.

Current loan balance ($)

Current rate (%)

Years remaining

New rate (%)

New term (years)

Closing costs ($)

How do you pay the costs?

Important: this information is educational, not financial, legal or tax advice. Results are estimates and do not guarantee approval or rates. We are not a lender or mortgage broker. Confirm current rules with a licensed lender.